Ledger Lend is only available to companies who have been established for 3 years or more, and who are trading profitably. Also, we are unable to provide this type of facility to construction companies, or businesses that operate on stage payments.
Only debt financed by Creative Capital will be insured under our policy. If you would like to insure your entire sales ledger, we will happily put you in touch with one of our partners who will be able to arrange this for you.
As always, we will require a personal guarantee from all directors and major shareholders. We will also need a debenture on your sales ledger.
No. This is a confidential form invoice finance solution. The only difference to your debtors is that they will pay into a trust account which will be established by us.
We will carry out a short survey of your ledger to establish this. Essentially it is debtors who are insurable under our Euler Hermes policy, and who’s invoices are within terms.
We will establish a £50,000 facility for you which is the absolute maximum amount you will be able to draw down. We will look at your ledger with you to establish which debtors you will be able to finance, and you will then be able to access up to 60% of that amount.
If you require any help submitting your application, please call us on 01244 561343.
We are available Monday-Friday, 09:00 - 17:00
During these challenging times, we would like to re-assure our clients and other visitors to the website that Creative Capital are fully operational at this time. The office is being manned by a skeleton staff, with most staff electing to work from home. If you are having trouble contacting us by phone, then please use the following email addresses:
For new business enquiries please email firstname.lastname@example.org
Customers should email email@example.com
For all other enquiries, please email firstname.lastname@example.org
Many thanks – the Creative Capital team”